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Privacy Policy

What Does Credit Union Do With Your Personal Information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.


What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number
  • Credit History
  • Transaction or Loss History
  • Account Balances
  • Employment
  • Income

When you are no longer our member, we continue to share your information as described in this notice.


How?

All financial companies need to share members' personal information to run their every day business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Kansas City Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Credit Union share?

Can you limit this sharing?

For our everyday business purposes - such as to process
your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureas
Yes No
For our marketing purposes -
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes -
information about your transactions and experiences
No We don't share
For our affiliates’ everyday business purposes -
information about your credit worthiness
No We don't share
For our nonaffiliates to market to you No We don’t share

Questions? Contact Us.


What we do

How does Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Credit Union collect my personal information?

We collect your personal information, for example, when you:

  • Open an Account
  • Provide Employment Information
  • Apply For a Loan
  • Pay Us By Check
  • Make Deposits or Withdrawals From Your Account

We also collect your personal information from others, such as credit bureas, affiliates or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for affiliates’ everyday business purposes - information about your credit worthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.


Definitions

Affiliates

Companies related by common ownership and control. They can be financial and nonfinancial companies.

  • Credit Union does not share with our affiliates.

Nonaffiliates

Companies not related by common ownership and control. They can be financial and nonfinancial companies.

  • Credit Union does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include insurance companies.