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SHARE RATES
Account TypeMinimum AmountRateAPY
Savings* $5.00 0.25% 0.25%
Club* $0 0.25% 0.25%
Checking** $0 0.25% 0.25%
*Minimum balance of $100 in order to accrue stated dividend. **Minimum balance of $1 in order to accrue stated dividend.
APR or Rate = Annual Percentage Rate, APY = Annual Percentage Yield
SHARE CERTIFICATE RATES
Account TypeMinimum AmountRateAPY
6 Month $500  1.54%  1.55%
12 Month $500  1.83%  1.85%
12 Month $10,000  1.93%  1.95%
12 Month $25,000  2.03%  2.05%
12 Month $50,000  2.13%  2.15%
30 Month $500    2.5%
Money Market $2,000  0.45%  0.45%
IRA $1  1.83%  1.85%
IRA $10,000  1.93%  1.95%
IRA $25,000  2.03%  2.05%
IRA $50,000  2.13%  2.15%
***Penalty may be imposed for early withdrawl of principal.
APR or Rate=Annual Percentage Rate, APY=Annual Percentage Yield