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IRAs

An individual retirement account (IRA) can offer a terrific way for Forge Credit Union members to save for retirement with tax-deferred growth. IRAs are a special type of investment that allows savings to grow tax-deferred to help prepare for the future. Contributions to a traditional IRA are tax-deductible based on your income. Your earnings also grow tax-deferred, which means you only pay tax when you make a withdrawal. A Forge Credit Union IRA could be a great option if you are looking to reduce your current tax liability and think you'll be in a lower tax bracket when the time comes to withdraw money from the account. Many other factors do come into play when considering IRA. For more information about a Forge Credit Union IRA, please contact the credit union.