Budgeting Tips. Monthly Savings Standard Savings/Emergency Fund: Investments: Retirement: Monthly Expenses Mortgage or rent payment: Auto loan payment: Credit card payment: Food (groceries and dining out): Water/sewer/trash: TV (cable, satellite, etc): Home phone/cell phone: Electric: Gas: Health (insurance, dr. visits, medication): Transportation (gas, parking, tune-ups): Insurance (car/home/life): Childcare: Clothing: Charitable contributions: Miscellaneous expenses: Income Breadwinner 1: Breadwinner 2: Additional income: Your Results Total Monthly Savings: $ Total Monthly Expenses: $ Total Monthly Income: $ Under/Over Budget: $
